"Addictive saving" mentioned: "Saving, in essence, is the ability to resist risk, saving is a life retreat." People in middle age, very agree with this sentence, but also deeply feel the significance of saving money.
So how do you save money?
1. You're highly motivated to save money
First think about what you are saving money for. Just like some girls in order to be able to wear a nice dress, can save money to buy, some boys in order to like sports shoes can eat noodles for a long time, this stage because there is a desire in the heart, there is a strong motivation to save money.
So long-term savings must also have a long-term goal, such as saving a certain amount of pension money for your future, want to buy yourself a small nest and so on.
Another is for a sense of security, continue to save money because of the feeling of panic when they know they have no money.
2. Save forcibly
Since you have decided to save money, don't think too much, afraid of saving less, afraid of saving their own not enough to spend, afraid of saving their own life.
Every time there is an income, after deducting the necessary expenses, rent, water and electricity, living expenses, commuting expenses and other fixed expenses, the remaining part of the savings as far as possible, directly transferred to an infrequently used card.
3. Be frugal and don't overspend
In 2008, Buffett surpassed Bill Gates to become the world's richest man, he faced the media, publicly said that he can become the richest man, because he spends less, which is a reward for his frugality.
As a rich man at the top of the pyramid, he has lived in a house for 60 years, used a car for eight years, and will not spend a lot of money on luxury brands.
On the contrary, many of us ordinary working class, no money also have to overdraft installment to buy new mobile phones, loans to buy hundreds of thousands of cars, for pleasure and face overdraft consumption.
Therefore, it is very important to learn to be thrifty, buy things to buy what is necessary, don't spend money carelessly, save before spending, and learn to set a monthly consumption limit for yourself.
4. Increase your earning power
It doesn't matter how much or how little money you save, the important thing is to form a habit of saving money, because saving money is something that needs to be done continuously, and it is important to form a habit.
If you want to save more, you need to improve your ability to earn money. Top Silicon Valley investor Varner said, "The most important skill to get rich is to find your talent and become a lifelong learner."
So learn to exploit your skills and strengths to make money, and never give up learning."